When consumers take out a mortgage or auto loan, the lender requires the consumer to maintain property or auto insurance, respectively, to protect the property or vehicle servicing as collateral for the loan. The lenders typically track whether borrowers maintain the required insurance and, if they do not, force-place insurance on the property or vehicle and then charge the borrower for the insurance. There is a long history of overcharges and other abuses in force-placed insurance markets (also called lender-placed insurance or collateral protection insurance). The Center for Economic Justice has authored reports and testimony urging regulators and policymakers to stop overcharging consumers. CEJ has testified before the United States Congress, in front of state insurance regulators at the NAIC, and in many individual states. Our work has led to massive rate reductions and hundreds of millions of dollars of savings for consumers.
| Name | Downloads | Version | Owner | Last Modified | Rating |
|---|---|---|---|---|---|
| Name | Downloads | Version | Owner | Last Modified | Rating |
| 799 downloads | 1.0 | Dana Glass | 2017-06-08 17:14 | ||
| 554 downloads | 1.0 | Dana Glass | 2017-06-07 17:18 | ||
| 575 downloads | 1.0 | Dana Glass | 2017-06-06 16:10 | ||
| 503 downloads | 1.1 | Dana Glass | 2017-06-05 16:13 | ||
| 564 downloads | 1.0 | Dana Glass | 2017-06-05 16:12 | ||
| 549 downloads | 1.1 | Dana Glass | 2016-08-09 16:44 | ||
| 483 downloads | 1.0 | Dana Glass | 2016-07-22 17:21 | ||
| 656 downloads | 1.0 | Dana Glass | 2016-07-22 16:08 | ||
| 507 downloads | 1.0 | Dana Glass | 2016-07-21 17:19 | ||
| 558 downloads | 1.0 | Dana Glass | 2016-06-20 17:24 | ||
| 548 downloads | 1.0 | Dana Glass | 2016-06-06 17:07 | ||
| 522 downloads | 1.0 | Dana Glass | 2016-02-15 17:23 | ||
| 490 downloads | 1.0 | Dana Glass | 2014-03-31 15:55 | ||
| 497 downloads | 1.0 | Dana Glass | 2014-03-28 17:31 | ||
| 517 downloads | 1.0 | Dana Glass | 2013-11-07 15:58 | ||
| 536 downloads | 1.0 | Dana Glass | 2013-07-15 15:51 | ||
| 578 downloads | 1.0 | Dana Glass | 2013-05-29 15:53 | ||
| 597 downloads | 1.0 | Dana Glass | 2013-05-28 16:06 | ||
| 515 downloads | 1.0 | Dana Glass | 2013-05-13 17:35 | ||
| 526 downloads | 1.1 | Dana Glass | 2013-04-08 17:55 | ||
| 548 downloads | 1.0 | Dana Glass | 2013-01-29 16:03 | ||
| 562 downloads | 1.0 | Dana Glass | 2013-01-11 16:01 | ||
| 471 downloads | 1.0 | Dana Glass | 2012-10-25 15:56 | ||
| 557 downloads | 1.0 | Dana Glass | 2012-10-09 17:28 | ||
| 655 downloads | 1.0 | Dana Glass | 2012-08-09 18:14 | ||
| 537 downloads | 1.0 | Dana Glass | 2012-07-03 18:00 | ||
| 556 downloads | 1.0 | Dana Glass | 2012-06-17 17:33 | ||
| 543 downloads | 1.0 | Dana Glass | 2012-06-04 17:46 | ||
| 581 downloads | 1.1 | Dana Glass | 2012-05-21 18:04 | ||
CEJ Comments and Draft Demonstrating Feasibility of Single Model Covering LPI Auto and LPI Home 170608 - cej_comments_lpi_model_wg_example_170608.pdf