When consumers take out a mortgage or auto loan, the lender requires the consumer to maintain property or auto insurance, respectively, to protect the property or vehicle servicing as collateral for the loan. The lenders typically track whether borrowers maintain the required insurance and, if they do not, force-place insurance on the property or vehicle and then charge the borrower for the insurance. There is a long history of overcharges and other abuses in force-placed insurance markets (also called lender-placed insurance or collateral protection insurance). The Center for Economic Justice has authored reports and testimony urging regulators and policymakers to stop overcharging consumers. CEJ has testified before the United States Congress, in front of state insurance regulators at the NAIC, and in many individual states. Our work has led to massive rate reductions and hundreds of millions of dollars of savings for consumers.
| Name | Downloads | Version | Owner | Last Modified | Rating |
|---|---|---|---|---|---|
| Name | Downloads | Version | Owner | Last Modified | Rating |
| 493 downloads | 1.0 | Dana Glass | 2017-06-08 17:14 | ||
| 505 downloads | 1.0 | Dana Glass | 2017-06-07 17:18 | ||
| 528 downloads | 1.0 | Dana Glass | 2017-06-06 16:10 | ||
| 450 downloads | 1.1 | Dana Glass | 2017-06-05 16:13 | ||
| 513 downloads | 1.0 | Dana Glass | 2017-06-05 16:12 | ||
| 497 downloads | 1.1 | Dana Glass | 2016-08-09 16:44 | ||
| 443 downloads | 1.0 | Dana Glass | 2016-07-22 17:21 | ||
| 596 downloads | 1.0 | Dana Glass | 2016-07-22 16:08 | ||
| 461 downloads | 1.0 | Dana Glass | 2016-07-21 17:19 | ||
| 520 downloads | 1.0 | Dana Glass | 2016-06-20 17:24 | ||
| 502 downloads | 1.0 | Dana Glass | 2016-06-06 17:07 | ||
| 478 downloads | 1.0 | Dana Glass | 2016-02-15 17:23 | ||
| 445 downloads | 1.0 | Dana Glass | 2014-03-31 15:55 | ||
| 446 downloads | 1.0 | Dana Glass | 2014-03-28 17:31 | ||
| 475 downloads | 1.0 | Dana Glass | 2013-11-07 15:58 | ||
| 491 downloads | 1.0 | Dana Glass | 2013-07-15 15:51 | ||
| 524 downloads | 1.0 | Dana Glass | 2013-05-29 15:53 | ||
| 560 downloads | 1.0 | Dana Glass | 2013-05-28 16:06 | ||
| 458 downloads | 1.0 | Dana Glass | 2013-05-13 17:35 | ||
| 470 downloads | 1.1 | Dana Glass | 2013-04-08 17:55 | ||
| 495 downloads | 1.0 | Dana Glass | 2013-01-29 16:03 | ||
| 515 downloads | 1.0 | Dana Glass | 2013-01-11 16:01 | ||
| 426 downloads | 1.0 | Dana Glass | 2012-10-25 15:56 | ||
| 511 downloads | 1.0 | Dana Glass | 2012-10-09 17:28 | ||
| 603 downloads | 1.0 | Dana Glass | 2012-08-09 18:14 | ||
| 492 downloads | 1.0 | Dana Glass | 2012-07-03 18:00 | ||
| 510 downloads | 1.0 | Dana Glass | 2012-06-17 17:33 | ||
| 498 downloads | 1.0 | Dana Glass | 2012-06-04 17:46 | ||
| 528 downloads | 1.1 | Dana Glass | 2012-05-21 18:04 | ||
CEJ Comments and Draft Demonstrating Feasibility of Single Model Covering LPI Auto and LPI Home 170608 - cej_comments_lpi_model_wg_example_170608.pdf