When consumers take out a mortgage or auto loan, the lender requires the consumer to maintain property or auto insurance, respectively, to protect the property or vehicle servicing as collateral for the loan. The lenders typically track whether borrowers maintain the required insurance and, if they do not, force-place insurance on the property or vehicle and then charge the borrower for the insurance. There is a long history of overcharges and other abuses in force-placed insurance markets (also called lender-placed insurance or collateral protection insurance). The Center for Economic Justice has authored reports and testimony urging regulators and policymakers to stop overcharging consumers. CEJ has testified before the United States Congress, in front of state insurance regulators at the NAIC, and in many individual states. Our work has led to massive rate reductions and hundreds of millions of dollars of savings for consumers.
| Name | Downloads | Version | Owner | Last Modified | Rating |
|---|---|---|---|---|---|
| Name | Downloads | Version | Owner | Last Modified | Rating |
| 517 downloads | 1.0 | Dana Glass | 2017-06-08 17:14 | ||
| 538 downloads | 1.0 | Dana Glass | 2017-06-07 17:18 | ||
| 555 downloads | 1.0 | Dana Glass | 2017-06-06 16:10 | ||
| 486 downloads | 1.1 | Dana Glass | 2017-06-05 16:13 | ||
| 545 downloads | 1.0 | Dana Glass | 2017-06-05 16:12 | ||
| 530 downloads | 1.1 | Dana Glass | 2016-08-09 16:44 | ||
| 469 downloads | 1.0 | Dana Glass | 2016-07-22 17:21 | ||
| 635 downloads | 1.0 | Dana Glass | 2016-07-22 16:08 | ||
| 492 downloads | 1.0 | Dana Glass | 2016-07-21 17:19 | ||
| 546 downloads | 1.0 | Dana Glass | 2016-06-20 17:24 | ||
| 536 downloads | 1.0 | Dana Glass | 2016-06-06 17:07 | ||
| 510 downloads | 1.0 | Dana Glass | 2016-02-15 17:23 | ||
| 474 downloads | 1.0 | Dana Glass | 2014-03-31 15:55 | ||
| 480 downloads | 1.0 | Dana Glass | 2014-03-28 17:31 | ||
| 503 downloads | 1.0 | Dana Glass | 2013-11-07 15:58 | ||
| 520 downloads | 1.0 | Dana Glass | 2013-07-15 15:51 | ||
| 557 downloads | 1.0 | Dana Glass | 2013-05-29 15:53 | ||
| 582 downloads | 1.0 | Dana Glass | 2013-05-28 16:06 | ||
| 493 downloads | 1.0 | Dana Glass | 2013-05-13 17:35 | ||
| 511 downloads | 1.1 | Dana Glass | 2013-04-08 17:55 | ||
| 533 downloads | 1.0 | Dana Glass | 2013-01-29 16:03 | ||
| 547 downloads | 1.0 | Dana Glass | 2013-01-11 16:01 | ||
| 455 downloads | 1.0 | Dana Glass | 2012-10-25 15:56 | ||
| 542 downloads | 1.0 | Dana Glass | 2012-10-09 17:28 | ||
| 639 downloads | 1.0 | Dana Glass | 2012-08-09 18:14 | ||
| 520 downloads | 1.0 | Dana Glass | 2012-07-03 18:00 | ||
| 543 downloads | 1.0 | Dana Glass | 2012-06-17 17:33 | ||
| 531 downloads | 1.0 | Dana Glass | 2012-06-04 17:46 | ||
| 560 downloads | 1.1 | Dana Glass | 2012-05-21 18:04 | ||
CEJ Comments and Draft Demonstrating Feasibility of Single Model Covering LPI Auto and LPI Home 170608 - cej_comments_lpi_model_wg_example_170608.pdf