Since the mid 1990’s, insurers have been using consumer credit information for insurance pricing—resulting in so-called credit-based insurance scores. Insurance credit scoring is profoundly unfair to consumers for a variety of reasons. Among other problems, insurance credit scoring penalizes consumers who are victims of economic, natural or medical catastrophes. These consumers pay higher auto or homeowners insurance rates simply because an unscrupulous lender made a deceptive loan or because a consumer is forced to pay huge medical bills because of a dread disease. Insurance credit scoring undermines the critical loss prevention role of insurance. The Center for Economic Justice fights insurers’ use of credit scoring and calls out industry apologists who blame the victims of insurance credit scoring. CEJ’s research, reports and testimony on insurance credit scoring is the definitive resource on the subject.
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534 downloads | 1.0 | admin | 2016-06-06 15:10 | ||
459 downloads | 1.0 | Dana Glass | 2015-11-15 18:40 | ||
545 downloads | 1.0 | Dana Glass | 2014-07-07 18:38 | ||
502 downloads | 1.0 | Dana Glass | 2012-06-01 18:59 | ||
434 downloads | 1.0 | Dana Glass | 2008-03-29 19:02 | ||
530 downloads | 1.0 | Dana Glass | 2007-10-02 19:08 | ||
439 downloads | 1.0 | Dana Glass | 2007-06-01 19:06 | ||
507 downloads | 1.0 | Dana Glass | 2006-08-01 14:00 | ||
440 downloads | 1.0 | Dana Glass | 2005-01-01 19:01 | ||
460 downloads | 1.0 | Dana Glass | 2004-12-16 19:23 | ||
507 downloads | 1.0 | Dana Glass | 2004-04-21 18:58 | ||
530 downloads | 1.0 | Dana Glass | 2004-02-18 19:07 | ||
437 downloads | 1.0 | Dana Glass | 2003-07-11 19:21 | ||
453 downloads | 1.0 | Dana Glass | 2003-06-01 19:16 | ||
429 downloads | 1.0 | Dana Glass | 2003-06-01 19:10 | ||
415 downloads | 1.0 | Dana Glass | 2003-03-31 18:57 | ||
425 downloads | 1.0 | Dana Glass | 2003-03-29 19:16 | ||
440 downloads | 1.0 | Dana Glass | 2003-03-19 19:19 | ||
437 downloads | 1.0 | Dana Glass | 2003-03-09 19:13 | ||
420 downloads | 1.0 | Dana Glass | 2003-03-05 19:22 | ||
437 downloads | 1.0 | Dana Glass | 2003-01-01 19:15 | ||
440 downloads | 1.0 | Dana Glass | 2002-11-21 19:11 | ||
484 downloads | 1.0 | Dana Glass | 2002-01-23 18:39 |